What to do before a car accident

Sure it would be nice if car accidents never happened, but we all know it's a pipe dream. Car accidents happen all the time. There are idiots everywhere trying their best to ruin your day. Well, as many wise men have said, an ounce of prevention is worth a pound of cure! Follow these tips to increase your chances of recovering financially from a car accident.

What is the ounce of prevention?

First of all, make sure your insurance is up to date. Not knowing that it expired is not good. No one will take that as an excuse, and the insurance company won't pay if they don't have to! In Missouri, even if you are not at fault, the law will limit your financial recovery if you are uninsured. Do not tempt fate, and do not make life more difficult for yourself. It's much easier to check your insurance now than to wish you had it after something happens.

What other thing?

It may go without saying, but it's worth saying anyway; drive carefully! Obey all traffic laws. They are there for a reason, and it is not to annoy you, although it may seem like it. If you are breaking traffic laws, an accident that is not your fault can still hurt your chances. It may sound like common sense, but we've all seen too many examples of reckless driving!
Not texting or using your phone while driving may seem like a no-brainer, but it bears repeating. Distracted driving is dangerous driving. Worse, the insurance company will try to get your cell phone records. Yes they can, and yes they will! One phone call or text message at the time of an accident can spell disaster for your car accident compensation.

Seat belt! You may have heard it before, but always wear your seat belt. They're certainly not there for fashion, so wear them! Not only can they help lessen or prevent injuries, but if an insurance company finds out that you weren't wearing one at the time of the accident, they will claim that it contributed more to your injuries than the party at fault. Goodbye fair compensation!

Never drink and drive! Never operate a vehicle under the influence. Yes, this also includes marijuana! Just because Missouri has approved medical use doesn't mean you're free to smoke it however you want. Responsible driving saves lives and increases your chances of recovering financially from a car accident. Remember, insurance companies look for any reason not to pay.

It sounds serious!
It sounds that way because it is. The insurance company may appear to be on your side, but the reality is that they are on the side of saving you money. If that means not paying, they will always take that option. Don't give them ammunition to sink your case; take it easy and do everything you can to increase your chances of recovering from a car accident.

The right decision.

When you're on the mend, you need every advantage you can get. Every penny of compensation could mean the difference between a normal recovery and a long and painful one. Follow this advice and get a strong legal team on your side to fight for you.